independent insurance agents of CT

3 Types of Insurance You May Not Even Know You Need

If you’re like most Americans, you have home, health, life and auto insurance, but that doesn’t necessarily mean you have everything you need. If any of the following apply to you, it may be time to contact one of the many independent insurance agents of CT.

You Own a Classic Car

Most agencies will insure your car for the agreed upon value and provide high liability limits. Mileage plans, automatic coverage for other classic cars you acquire and coverage for those in the restoration process are also typically. If you take your car to shows, you can get medical reimbursement coverage and spare parts coverage for the duration of the show.

You Own a Golf Cart

Insure your golf cart if you own one. Purchase a policy that includes collision damage, fire, theft, vandalism, bodily injury and damage you may inadvertently cause to other properties. Many independent insurance agents of CT will even account for the time your cart spends in storage and offer lower rates.

You’re Getting Married

As of 2016, the average cost of a wedding is more than $32,000. If you’re getting married, protect your big day by insuring it in case of lost deposits due to cancellation or postponement. You can also insure your photographs, videos, gifts, attire and jewelry. If you will be serving alcohol, consider a liquor liability policy for the event.

Always ask for references and verify licenses when hiring independent insurance agents of CT. Doing so protects you and your property.