A tavern is often the place of choice when if comes to groups wanting a place to have a few drinks and hang out. Choosing the right tavern insurance for your establishment can be tricky with the variety of options available. Here are some things you may want to consider when making your choice.
Your clientele may be the first factor to look at. If you cater to a rough crowd you may want coverage for assault and battery. This type of coverage can help cover the cost of damages or injuries in the event one patron starts an incident with another.
In some cases the state your business is located in may say some forms of coverage is required. In most cases they’ll want a minimum of liability coverage. This type of insurance can help in the event your establishment is found at fault in an incident and cover damages and costs of injury care. Alcohol liability coverage may also be available to cover incidents linked to intoxication.
Now that you know some of the factors involved you can start choosing the tavern insurance that works best for your establishment. Remember, if you have any questions a professional can help. It’s also a good idea to ask about what types of insurance you are required to have for your business.