When you run a business, you encounter numerous risks on a daily basis. With FL commercial liability insurance, you can protect your business in the face of serious accidents, disgruntled clients, and costly lawsuits. You never know when a problem will arise, and therefore it is better to be secure at all times.
The Value of General Liability Insurance
There are many types of commercial liability insurance. One of the most common forms of coverage that businesses acquire is general liability insurance, which offers several types of protection:
- Bodily injury
- Property damage
- Personal injury
The insurance proves valuable when clients injure themselves and attempt to hold your business accountable. If your company works closely with clients, then you are advised to acquire general liability insurance.
What Employment Practices Liability Insurance Covers
Employment practices liability insurance is another facet of FL commercial liability insurance. This coverage deals solely with employee-related disputes, covering everything from wrongful termination claims to sexual harassment. While you most likely value your employees and think highly of them, you should not disregard this form of protection. In the event of a lawsuit, the insurance covers your various legal fees and court costs.
General liability and employment practices liability are only two types of FL commercial liability insurance. Speak with an insurance agent to discover the various forms of protection available to your business.