CT homeowners insurance

Every 6 Months: Reviewing Your Homeowners Insurance to Save Money

When you’re looking for a way to save money on your CT homeowners insurance, there are a lot of discounts you can ask about that might put some cash back in your wallet each month. On the other hand, you may be able to save money by reviewing your policy every six months and talking to your insurance agent. Here are some things to consider when going into this conversation.

Combine Accounts

If you haven’t done so already, consider combining the accounts to all be with the same insurance company. You can almost always save money by bundling auto and home insurance, as well as other insurance products, with the same carrier.

Look at Your Credit Score

For better or for worse, your credit score has an impact on your insurance premiums. Every six months, it’s a good idea to take stock of what your credit report says and start working on those things that may be causing your insurance premiums to continue to rise.

Finding a CT homeowners insurance policy that works for you is often a matter of looking at your own life and identifying what you can do differently to make things more cost effective for you. When trying to lower the cost of your homeowners’ insurance, for example, your credit score and having different carriers might have something to do with it.