When you spend most of your time taking care of others, it is nice to know that you have an insurance policy in place to take care of you in your time of need. To ensure this, there are a few things you should do to guarantee that your doctor’s disability insurance will work for you.
Know Your Policy
In order to use your policy you must know what all it entails. Be sure to examine your policy and stay abreast of any changes or modifications that the insurer may make. Also, do not be afraid to contact your insurer with any questions or concerns.
When you need to file a claim, follow all protocol items to the letter. Not doing so could result in denial of your claim or an extended investigation process which can prolong the time before you receive assistance.
Utilize Offered Benefits
Many policies offer extra benefits to help you stay healthy or increase your safety measures. Taking advantage of such benefits can not only help you in your general health, but can also show favorably upon you in the eyes of your insurer.
You hope not to need it, but in the case that you do have to use your doctors disability insurance, you want to get the most out of your policy. By knowing your policy, following proper filing protocol, and utilizing offered benefits, you can do just that.