Short haul truckers, such as tow truck drivers and truckers that drive short distances, need a policy that addresses their particular concerns. They have unique exposures and need coverage from short haul trucking insurance programs to ensure they’ll be protected from liability claims as a result of any services they provide.
Obtaining the proper trucking Insurance for your operation is essential to the success of your business. Look for a program that specializes in a complete insurance packaged with every type of coverage solution for your company’s needs. You’ll need and want coverage that includes automobile liability insurance that covers injuries or damage to other people or property if you’re at fault for an accident as well as physical damage coverage that covers the cost of fixing or replacing your truck if it’s involved in an accident or is stolen.
Other coverage options available
You have the option of purchasing policies that address different concerns, such as motor truck cargo insurance that will provide coverage for loss or damage to any load you’re hauling and trailer interchange insurance which provides physical damage insurance for trailers being pulled under a trailer interchange agreement. This is essentially considered a type of physical damage insurance for non-owned trailers. This insurance will protect you if the trailer is damaged due to a collision, fire, theft, explosion or acts of vandalism.
Medical payments coverage is essential in that it pays for medical bills for occupants of a covered vehicle, and if someone with no insurance coverage ever injures you, or if they lack sufficient insurance to pay for any damages for which they are at fault, you’ll be glad you purchased uninsured and underinsured motorist coverage.
The trucking industry provides the US with many different services, many of which that, without, our Country would be hard pressed to provide goods and services that many of us have taken for granted as services that have always been there when and if needed. But these services cannot function efficiently without insurance that will aid owners and operators when accidents and injuries occur. That’s why there are short haul trucker programs available that help keep this industry rolling smoothly along our streets and highways.